Mortgages

Unlock your new home.

Discover our mortgage solutions available for all types of projects and purposes. Simulate yours now and turn your dream into a home.

Simulate

Not only have we lowered our spread, but there's more.

Explore the terms for a 2-year fixed installment and transferring your mortgage to Banco Montepio. Discover additional advantages, but remember, this offer is only valid until March 31, 2024.
Buy a house
Buy a house
Explore flexible loans for purchasing your new home, offering terms of up to 40 years. Finance up to 90% of the property's value with variable, fixed or mixed interest rates.
Simulate
Transfer credit
Transfer credit
Discover compelling reasons to switch and transfer your mortgage from another bank.
Simulate
Refurbishments
Refurbishments
A solution for those in need of renovating the kitchen, updating the bathroom, or expanding the house. With credit for home improvements, no project is left undone.
Simulate
Construction
Construction
Funding for those who cant't find their dream home built and need to construct it. Take charge of the project, and we'll make it happen. 
Simulate
Multifunction
Multifunction
A solution for those in need of additional loans to complete their project, which can be obtained in conjunction with the housing loan.
Simulate

Solutions that ensure no one is left behind.​

Access special conditions when contracting your credit if you are young, over 50, or have disability with a degree equal or greater than 60%.
Conheça as nossas soluções de crédito habitação, disponíveis para todos os tipos de projetos e finalidades.

Financing up to 100%.​

If you need financing for the entire value of the house, the bank may purchase the property, lease it to you for a maximum period of 30 years, and allow you to acquire it for a residual value through real estate leasing.
Conheça as nossas soluções de crédito habitação, disponíveis para todos os tipos de projetos e finalidades.

The sign you need to move forward.​

Discover the credit signal - a solution that allows you to secure the amount needed to signal your credit. If you've been waiting for a sign to move forward, here it is.
Conheça as nossas soluções de crédito habitação, disponíveis para todos os tipos de projetos e finalidades.

Guidance from simulation to contract signing.

Receive continuous and personalized support at every stage of the credit contracting process.

Credit and housing protection.

Explore protection solutions for your mortgage to ensure the safety of your home.
Imóveis do Banco Montepio

For those still in search for a home.​

Discover the home you desire within Banco Montepio's real estate network, with access to financing up to 100%.

Turn your from dreams into a new home.

Simulate now your new mortgage.

Request information

All fields are mandatory.

Error
Error
  • Nr. Fiscal de Pessoa Singular
  • Nr. Identificação Fiscal Especial
Error
Error

Contacts

Error
(+351)
Error
By submitting this form, I acknowledge that Banco Montepio, as responsible for the data treatment, will use my personal data in accordance with the options expressed in it and under the terms of the Privacy Policy.
Error
Error
Error
Error

Not a customer yet?

Join Banco Montepio.

Open your account online or visit one of our branches.